Free tools
Free calculators forcomplex wealth.
The math generic apps skip — vesting, earnouts, liquidity events. Instant, no signup, never an invented number.
RSU Tax EstimatorWhat you'll actually owe when RSUs vest — and why the flat 22% withholding under-pays your bracket.Open calculator Earnout Tax CalculatorCapital-gains vs ordinary treatment, the 3.8% NIIT, and state — your net on an acquisition earnout.Open calculator Concentration Risk CalculatorIs one position too much of your net worth? See the risk and the tax cost to diversify to a target weight.Open calculator Safe Withdrawal Rate CalculatorHow much can you safely spend each year from your liquid portfolio — and is your plan inside the guardrails?Open calculator Survival Score CalculatorHow long does your money last? Get a quick runway and survival-score estimate from your buffer, income, and spend.Open calculator Estate Tax Exposure CalculatorWill your estate owe federal tax at the 2026 exemption? See the exposure and what passes to heirs.Open calculator Home Affordability CalculatorHow much house can you afford when income is base + bonus + vesting RSUs? Max price and full monthly breakdown.Open calculator College Savings CalculatorProject the real future cost of college and the monthly 529 contribution it takes to fund it.Open calculator Advisor Fee Comparison Calculator1% AUM vs a flat fee over time — cumulative fees and the compounding drag a percentage fee quietly skims.Open calculator