RSU Tax Estimator
Your company withholds a flat 22% when RSUs vest — but that's rarely your real rate. RSU income stacks on top of your salary, so the last dollars are taxed at your top bracket. See the gap, and what to set aside before April.
Filing status
Estimated tax on this RSU income$78,400≈ 31.4% effective · $171,600 take-home
Federal tax on the RSU income$78,400
Your marginal bracket35%
Withheld at the flat 22% supplemental rate$55,000
Under-withheld by $23,400.The flat 22% withholding doesn't cover your real bracket — set that aside or you'll owe it at filing.
Track the real number over time
Velira keeps your vesting schedule, earnouts, and the tax you owe live — booked vs. contingent, never blended.
Estimate using published 2026 federal figures (Rev. Proc. 2025-32) — for education only, not tax advice. It omits AMT, phase-outs, credits, and state brackets. Velira does not file, transmit to the IRS, or move money. Confirm everything with your CPA.