Four tiers. Software, then real humans.
Start with Velira OS — the full app, instant self-serve. Add a dedicated CFP, CPA, or Estate Planner when you want a real professional in your corner. No AUM fee at any tier.
- Velira OSsoftware$2,000/yr
- Velira Wealth+ CFP$3,500/yr
- Velira Tax+ CPA$6,000/yr
- Velira Estate+ Estate Planner$9,500/yr
Your entire balance sheet in one dashboard.
Best for: Post-exit founders, operators with equity, and self-directed investors who want the full picture and the daily move — without meetings.
as low as $250/mo with AffirmMonthly payments available with Affirm — your rate and term are set by Affirm based on eligibility; see your options at checkout.
$3,000 first year ($2,000/yr + $1,000 one-time white-glove onboarding), then $2,000/yr
Pure software — the full Velira app. For sophisticated DIY investors who want every tool and zero meetings.
Net worth & accounts
- Multi-entity net worth — PE, business, real estate, crypto & alts
- Live account sync — Plaid + SnapTrade (read-only)
- Contingent / earnout assets — committed vs probability-weighted
- Editable manual entries everywhere
- Important-document registry + AI ingest (PDF / Word / Excel)
AI on every tab
- Per-section “Ask Velira” AI on every tab
- Budget & cash-flow brain · goals · public calculators
See everything in Velira OS →
Equity comp & investing
- Equity comp — ISO / NSO / RSU / ESPP / QSBS / AMT
- 10b5-1, IPO / liquidity, secondary & option-financing modeling
- Tax-loss harvesting · direct indexing · asset-location optimizer
Tax & bookkeeping
- Filing-ready 1040 + all-50-state return drafts + CPA export
- Self-employed Schedule-C bookkeeping — P&L & quarterly estimates
- Backdoor & mega-backdoor Roth · Roth-conversion ladder
Planning & protection
- Retirement Monte Carlo + withdrawal sequencing
- Social Security optimizer · 529 / education planner
- Employee-benefit / open-enrollment optimizer
- Estate-document generation — will / trust / POA / healthcare directive
- Insurance / DIME analysis
A dedicated fiduciary CFP watching your wealth daily.
Best for: People who want a dedicated human planner on their side of the table, on top of the full software.
as low as ~$292/mo with AffirmMonthly payments available with Affirm — your rate and term are set by Affirm based on eligibility; see your options at checkout.
Billed annually · white-glove onboarding included
- Everything in Velira OS
- A dedicated fiduciary CFP — no AUM fee, ever
- Continuous portfolio monitoring & drift watch
- Asset-location & equity optimization
Or purchase immediately — advisor onboarding begins after purchase.
Your portfolio strategy and tax filing perfectly aligned.
Best for: Complex personal tax pictures — equity comp, multi-state, K-1s — with a year-round CPA who also files your 1040.
as low as $500/mo with AffirmMonthly payments available with Affirm — your rate and term are set by Affirm based on eligibility; see your options at checkout.
Billed annually · white-glove onboarding included
- Everything in Velira Wealth
- A dedicated CPA — year-round personal tax planning
- 1040 prep & filing
- Personal only — not corporate
Or purchase immediately — advisor onboarding begins after purchase.
A bulletproof fortress around your personal legacy.
Best for: Families with significant assets who want legacy structure designed and documents finalized by a dedicated estate planner.
as low as ~$792/mo with AffirmMonthly payments available with Affirm — your rate and term are set by Affirm based on eligibility; see your options at checkout.
Billed annually · white-glove onboarding included
- Everything in Velira Tax
- A dedicated Estate Planner — legacy structuring
- Trust funding, alignment & titling validation
- Multi-generational maintenance
Or purchase immediately — advisor onboarding begins after purchase.
White-Glove Onboarding.A dedicated specialist connects & verifies every account, models your real estate, lending & business, and sets your goals, plan & guardrails with you — fully set up in days. And if your finances need something we don't track out of the box, we build custom tracking with you — so 100% of your personalnet worth is covered in one place. It's a required $1,000 one-time part of every Velira OS purchase, and included at no extra charge in the Wealth, Tax & Estate tiers.
- Every account connected & verified with you
- Real estate, lending & business modeled
- Goals, plan & guardrails set together
- Custom tracking built for anything we don't cover out of the box
See what you’d pay elsewhere
A traditional advisor charges a percentage of your assets, every year. Velira OS is a flat fee. Set your investable assets:
Estimate only — the 1% figure is the industry-median advisor fee; your real rate varies. For a fuller model, try the advisor-fee comparison tool .
Velira OS is $3,000 first year ($2,000/yr + $1,000 one-time white-glove onboarding), then $2,000/yr— with an AI coach on every tab. It’s read-only, so it works for you, never its own book.
What this costs everywhere else.A traditional advisor at 1% of assets runs about $10,000 a year on a $1M portfolio — $20,000 on $2M — every year, forever. A proactive personal CPA alone is $3,000–$8,000 a year. An estate attorney’s trust package is $2,500–$6,000 before updates. Velira’s entire ladder — software, CFP, CPA, estate planner — tops out at $9,500 flat, and the software alone is $2,000.
Advisor fee: industry median ~1% at $1M. CPA and estate ranges: published 2026 practitioner surveys.
Velira is for your personal financial life.
We track 100% of your personal net worth — including private equity, real estate, and business-entity valuations. We do not handle corporate tax (1120S / 1065), corporate bookkeeping, or payroll — your business finances stay with your CPA of record.
Want to see it before you decide? Explore the live demo — every tab, sample data, no signup.
No lock-in, by design. Cancel anytime — the price never depends on your assets. Your account links are read-only and you can sever them in one click. Your data exports whenever you ask, and is never sold. And nothing here ever moves your money: you keep custody, always.
- Read-only — never trades
- No AUM fee at any tier
- Cancel anytime — clear refund terms
- Export or delete your data anytime
Common pricing questions
- Can I change tiers later?
- Yes — start on any tier. To add a professional mid-year, book a consultation and we’ll set up the upgrade; you approve the exact amount before anything is charged.
- What happens to my data if I cancel?
- It’s yours. Export it or delete it whenever you want — and your account links are read-only and severable in one click.
- Do you offer refunds?
- The published policy is at /legal/refund — plainly written. There’s no lock-in either way: cancel anytime, and the price never depends on your assets.
- What’s in white-glove onboarding?
- A human-guided setup: your accounts connected — brokerage, banks, the assets other apps can’t hold — your full balance sheet organized, and your initial plan built on your real numbers.
Velira tracks 100% of your personal net worth — including private equity, real estate, and business-entity valuations. We do not do corporate tax (1120S / 1065), corporate bookkeeping, or payroll. Only Velira OS is instant self-serve; the CFP, CPA, and Estate Planner tiers recommend a consultation, but you can also purchase one immediately — advisor onboarding begins after purchase.