Survival Score Calculator
A quick, honest read on how long your money lasts — measured against your liquidbuffer only, at today's income and spend, with no growth assumed. See your runway in months and years, and a plain-English take. No signup, nothing stored. It's an estimate, not a forecast.
In plain English: Spending $160,000 a year against $90,000 of income means about $70,000 a year has to come from savings. Your $750,000 buffer covers that for roughly 10 yr 8 mo — which is about 21% of the 50-year horizon to age 95, with no investment growth assumed.
A quick estimate — your full Velira plan goes much deeper
This is one no-growth arithmetic line. Your full Velira plan stress-tests this across 40,000 simulated futures and 10 market signals — so the odds you act on are pressure-tested, not a single flattering number.
This is an illustrative estimate for education only — not financial, tax, or legal advice, and not a forecast. It is a single, no-growth arithmetic projection from the numbers you enter: it assumes no investment return, no inflation, and no sequence-of-returns risk, and it is notVelira's real Monte-Carlo survival engine (which runs 40,000 simulated futures across 10 market signals). Nothing you type is stored or transmitted — the math runs entirely in your browser. Confirm everything with your own advisor.