Tax
Lot-level cost basis, a realized-gains YTD report with wash-sale detection, harvesting candidates from real lot data, and tax-aware lot sequencing on every rebalance — educational estimates, never advice.
How it works
- 1Velira tracks lot-level cost basis — synced from your broker, imported by CSV, or entered by hand.
- 2It runs a realized-gains YTD report with wash-sale detection and scans real lots for harvesting candidates.
- 3Every move lands in a decision register — and rolls up into a CPA-ready export.
What you get
- Lot-level cost basis — from your broker, a CSV import, or manual entry
- Realized-gains YTD report with wash-sale detection
- Tax-loss-harvesting candidates from real lot data (you execute)
- Direct indexing & an asset-location optimizer — the right holding in the right account
- Tax-aware lot sequencing in the trade queue — losses first, long-term before short-term, wash-sale warnings inline
- Filing-ready 1040 + all-50-state return drafts and a CPA export
- Equity comp — ISO / NSO / RSU / ESPP / QSBS / AMT, plus 10b5-1, IPO / liquidity & option-financing modeling
- Backdoor & mega-backdoor Roth · Roth-conversion ladder, headroom & withdrawal sequencing
- Self-employed Schedule-C bookkeeping — P&L and quarterly estimates that flow onto your 1040
- 529 / education-funding planner
- Estimated federal bracket, effective rate & liability — every figure labeled an estimate, pending your CPA
- A decision register for every move
Common questions
What is Tax?
Lot-level cost basis, a realized-gains YTD report with wash-sale detection, harvesting candidates from real lot data, and tax-aware lot sequencing on every rebalance — educational estimates, never advice.
How does Tax work?
Velira tracks lot-level cost basis — synced from your broker, imported by CSV, or entered by hand. It runs a realized-gains YTD report with wash-sale detection and scans real lots for harvesting candidates. Every move lands in a decision register — and rolls up into a CPA-ready export.
What do I get with Tax?
Lot-level cost basis — from your broker, a CSV import, or manual entry; Realized-gains YTD report with wash-sale detection; Tax-loss-harvesting candidates from real lot data (you execute); Direct indexing & an asset-location optimizer — the right holding in the right account.