Insurance & protection
The safety net around your plan — every policy checked against plan-driven adequacy targets computed from your real income and net worth, so a coverage gap can't blindside you.
How it works
- 1Add your policies — life, disability, umbrella, and more.
- 2Velira compares the coverage you entered against plan-driven adequacy targets.
- 3It flags a coverage gap against your real plan before it bites.
What you get
- Every policy and its coverage in one place
- Plan-driven adequacy targets — life ≈ 10× income, disability ≈ 60% of income, umbrella ≥ net worth
- An age-gated long-term-care check
- Each target compared against the coverage you actually entered
- Coverage in force vs. annual premiums, plus key renewal dates
- Storm-Shield — pre-committed market-protection rules on a GREEN / WATCH / STORM ladder, sized to your portfolio and never auto-executed
- Adequacy heuristics are rules of thumb — awareness, not insurance advice
Common questions
What is Insurance & protection?
The safety net around your plan — every policy checked against plan-driven adequacy targets computed from your real income and net worth, so a coverage gap can't blindside you.
How does Insurance & protection work?
Add your policies — life, disability, umbrella, and more. Velira compares the coverage you entered against plan-driven adequacy targets. It flags a coverage gap against your real plan before it bites.
What do I get with Insurance & protection?
Every policy and its coverage in one place; Plan-driven adequacy targets — life ≈ 10× income, disability ≈ 60% of income, umbrella ≥ net worth; An age-gated long-term-care check; Each target compared against the coverage you actually entered.