1Tell Velira your spending, goals, and risk posture.
2It runs Monte-Carlo survival odds on confirmed assets only.
3You plan against the honest floor — and the moves that lift it.
What you get
Goals: emergency fund, work-optional & retirement number
Monte Carlo survival odds
An “honest floor” from confirmed assets only
What-if scenarios that persist — saved side by side, not lost on refresh
Sensitivity analysis — which lever moves your floor most
Social Security claiming-age optimizer (62 / FRA / 70 + break-even) — with COLA and spousal & survivor strategies
Drawdown guardrails & rebalance bands
Your full written plan document — every section built from your live plan, never boilerplate
Common questions
What is Planning & safety?
Monte-Carlo survival odds and an honest floor from confirmed assets only — so you know your real odds, not a flattering guess.
How does Planning & safety work?
Tell Velira your spending, goals, and risk posture. It runs Monte-Carlo survival odds on confirmed assets only. You plan against the honest floor — and the moves that lift it.
What do I get with Planning & safety?
Goals: emergency fund, work-optional & retirement number; Monte Carlo survival odds; An “honest floor” from confirmed assets only; What-if scenarios that persist — saved side by side, not lost on refresh.
